Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$200,946	$200,946	$215,100
Remaining term (yrs)	27.5	27.5	30.0
Secondary amount	$0	$26,104	$0
Funding fee	$0	$0	$0
Note rate	6.870%	6.870%	7.400%
Blended rate	7.420%	7.932%	7.640%
1st payment	$1,353.87	$1,353.87	$1,489.31
2nd payment	$0.00	$258.32	$0.00
Taxes / mo	$281.83	$281.83	$281.83
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$94.51	$94.51	$43.02
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,880.21	$2,138.53	$1,964.16
Cash to close	$38,054	$11,950	$23,900