Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$389,456	$389,456	$422,910
Remaining term (yrs)	26.5	26.5	30.0
Secondary amount	$0	$33,454	$0
Funding fee	$0	$0	$0
Note rate	6.120%	6.120%	7.400%
Blended rate	6.670%	6.854%	7.640%
1st payment	$2,474.59	$2,474.59	$2,928.14
2nd payment	$0.00	$250.90	$0.00
Taxes / mo	$451.48	$451.48	$451.48
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$186.76	$186.76	$84.58
HOA / mo	$58.00	$58.00	$58.00
Total monthly	$3,337.51	$3,588.41	$3,688.88
Cash to close	$80,444	$46,990	$46,990