Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$0	$0	$310,500
Remaining term (yrs)	21.7	21.7	30.0
Secondary amount	$0	$310,500	$0
Funding fee	$0	$0	$0
Note rate	3.000%	3.000%	7.400%
Blended rate	3.000%	7.750%	7.640%
1st payment	$0.00	$0.00	$2,149.84
2nd payment	$0.00	$2,005.31	$0.00
Taxes / mo	$457.25	$457.25	$457.25
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$62.10
HOA / mo	$474.33	$474.33	$474.33
Total monthly	$1,081.58	$3,086.89	$3,293.52
Cash to close	$345,000	$34,500	$34,500