Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$111,256	$111,256	$225,000
Remaining term (yrs)	24.3	24.3	30.0
Secondary amount	$0	$113,744	$0
Funding fee	$556	$556	$0
Note rate	2.710%	2.710%	7.400%
Blended rate	2.710%	5.384%	7.640%
1st payment	$519.51	$519.51	$1,557.85
2nd payment	$0.00	$758.29	$0.00
Taxes / mo	$72.27	$72.27	$72.27
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$45.00
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$741.78	$1,500.07	$1,825.13
Cash to close	$138,744	$25,000	$25,000