Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$15,741	$15,741	$292,500
Remaining term (yrs)	25.2	25.2	30.0
Secondary amount	$0	$276,759	$0
Funding fee	$0	$0	$0
Note rate	6.720%	6.720%	7.400%
Blended rate	7.270%	7.724%	7.640%
1st payment	$107.91	$107.91	$2,025.21
2nd payment	$0.00	$1,787.40	$0.00
Taxes / mo	$420.32	$420.32	$420.32
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$7.39	$7.39	$58.50
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$685.62	$2,473.02	$2,654.03
Cash to close	$309,259	$32,500	$32,500