Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$182,598$182,598$270,000
Remaining term (yrs)23.923.930.0
Secondary amount$0$87,402$0
Funding fee$0$0$0
Note rate3.010%3.010%7.400%
Blended rate3.860%5.524%7.640%
1st payment$891.12$891.12$1,869.43
2nd payment$0.00$655.52$0.00
Taxes / mo$590.67$590.67$590.67
Insurance / mo$150.00$150.00$150.00
MI / mo$149.53$149.53$54.00
HOA / mo$54.00$54.00$54.00
Total monthly$1,835.32$2,490.83$2,718.09
Cash to close$117,402$30,000$30,000