Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$179,077	$179,077	$557,100
Remaining term (yrs)	27.1	27.1	30.0
Secondary amount	$0	$378,023	$0
Funding fee	$895	$895	$0
Note rate	7.570%	7.570%	7.400%
Blended rate	7.570%	7.692%	7.640%
1st payment	$1,295.39	$1,295.39	$3,857.25
2nd payment	$0.00	$2,441.40	$0.00
Taxes / mo	$196.26	$196.26	$196.26
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$111.42
HOA / mo	$294.00	$294.00	$294.00
Total monthly	$1,952.31	$4,393.71	$4,625.60
Cash to close	$439,923	$61,900	$61,900