Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$8,908$8,908$256,230
Remaining term (yrs)2.22.230.0
Secondary amount$0$247,322$0
Funding fee$0$0$0
Note rate7.000%7.000%7.400%
Blended rate7.850%7.753%7.640%
1st payment$345.76$345.76$1,774.08
2nd payment$0.00$1,597.29$0.00
Taxes / mo$30.42$30.42$30.42
Insurance / mo$150.00$150.00$150.00
MI / mo$36.81$36.81$51.25
HOA / mo$0.00$0.00$0.00
Total monthly$562.99$2,160.28$2,005.75
Cash to close$275,792$28,470$28,470