Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$241,480$241,480$332,550
Remaining term (yrs)24.224.230.0
Secondary amount$0$91,070$0
Funding fee$1,207$1,207$0
Note rate2.720%2.720%7.400%
Blended rate2.720%4.440%7.640%
1st payment$1,131.54$1,131.54$2,302.51
2nd payment$0.00$683.02$0.00
Taxes / mo$339.92$339.92$339.92
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$66.51
HOA / mo$300.00$300.00$300.00
Total monthly$1,921.46$2,604.48$3,158.94
Cash to close$128,020$36,950$36,950