Travis Delly

(602) 883-2083
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UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$189,948$189,948$248,310
Remaining term (yrs)26.426.430.0
Secondary amount$0$58,362$0
Funding fee$0$0$0
Note rate6.480%6.480%7.400%
Blended rate7.030%7.493%7.640%
1st payment$1,251.49$1,251.49$1,719.25
2nd payment$0.00$437.71$0.00
Taxes / mo$149.08$149.08$149.08
Insurance / mo$150.00$150.00$150.00
MI / mo$90.94$90.94$49.66
HOA / mo$15.00$15.00$15.00
Total monthly$1,656.50$2,094.22$2,082.99
Cash to close$85,952$27,590$27,590