Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$54,504$54,504$267,300
Remaining term (yrs)23.523.530.0
Secondary amount$0$212,796$0
Funding fee$273$273$0
Note rate3.550%3.550%7.400%
Blended rate3.550%6.894%7.640%
1st payment$284.61$284.61$1,850.73
2nd payment$0.00$1,374.30$0.00
Taxes / mo$326.30$326.30$326.30
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$53.46
HOA / mo$128.00$128.00$128.00
Total monthly$888.90$2,263.20$2,508.49
Cash to close$242,496$29,700$29,700