Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$186,793	$186,793	$251,910
Remaining term (yrs)	25.2	25.2	30.0
Secondary amount	$0	$65,117	$0
Funding fee	$0	$0	$0
Note rate	3.120%	3.120%	7.400%
Blended rate	3.970%	5.270%	7.640%
1st payment	$889.70	$889.70	$1,744.17
2nd payment	$0.00	$488.38	$0.00
Taxes / mo	$243.33	$243.33	$243.33
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$147.21	$147.21	$50.38
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,430.24	$1,918.62	$2,187.89
Cash to close	$93,107	$27,990	$27,990