Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$21,092$21,092$157,499
Remaining term (yrs)4.94.930.0
Secondary amount$0$136,407$0
Funding fee$0$0$0
Note rate6.750%6.750%7.400%
Blended rate7.600%7.946%7.640%
1st payment$415.17$415.17$1,090.49
2nd payment$0.00$909.38$0.00
Taxes / mo$20.75$20.75$20.75
Insurance / mo$150.00$150.00$150.00
MI / mo$45.34$45.34$31.50
HOA / mo$0.00$0.00$0.00
Total monthly$631.26$1,540.64$1,292.74
Cash to close$153,907$17,500$17,500