Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$194,001	$194,001	$211,500
Remaining term (yrs)	25.2	25.2	30.0
Secondary amount	$0	$29,249	$0
Funding fee	$0	$0	$0
Note rate	3.100%	3.100%	7.400%
Blended rate	3.950%	4.988%	7.640%
1st payment	$922.00	$922.00	$1,464.38
2nd payment	$0.00	$289.44	$0.00
Taxes / mo	$242.55	$242.55	$242.55
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$152.94	$152.94	$42.30
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,467.49	$1,756.93	$1,899.24
Cash to close	$40,999	$11,750	$23,500