Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$197,772$197,772$348,300
Remaining term (yrs)23.923.930.0
Secondary amount$0$150,528$0
Funding fee$989$989$0
Note rate2.990%2.990%7.400%
Blended rate2.990%5.155%7.640%
1st payment$963.14$963.14$2,411.56
2nd payment$0.00$1,003.52$0.00
Taxes / mo$292.83$292.83$292.83
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$69.66
HOA / mo$67.00$67.00$67.00
Total monthly$1,472.97$2,476.49$2,991.05
Cash to close$189,228$38,700$38,700