Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$206,975	$206,975	$341,910
Remaining term (yrs)	24.7	24.7	30.0
Secondary amount	$0	$134,935	$0
Funding fee	$1,035	$1,035	$0
Note rate	2.960%	2.960%	7.400%
Blended rate	2.960%	4.949%	7.640%
1st payment	$981.63	$981.63	$2,367.32
2nd payment	$0.00	$899.57	$0.00
Taxes / mo	$254.83	$254.83	$254.83
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$68.38
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,386.46	$2,286.03	$2,840.53
Cash to close	$172,925	$37,990	$37,990