Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$11,207	$11,207	$306,000
Remaining term (yrs)	26.6	26.6	30.0
Secondary amount	$0	$294,793	$0
Funding fee	$0	$0	$0
Note rate	7.220%	7.220%	7.400%
Blended rate	7.770%	7.751%	7.640%
1st payment	$78.94	$78.94	$2,118.68
2nd payment	$0.00	$1,903.87	$0.00
Taxes / mo	$393.37	$393.37	$393.37
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$5.27	$5.27	$61.20
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$627.57	$2,531.44	$2,723.25
Cash to close	$328,793	$34,000	$34,000