Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$301,179	$301,179	$493,200
Remaining term (yrs)	29.7	29.7	30.0
Secondary amount	$0	$192,021	$0
Funding fee	$1,506	$1,506	$0
Note rate	6.510%	6.510%	7.400%
Blended rate	6.510%	7.090%	7.640%
1st payment	$1,909.09	$1,909.09	$3,414.82
2nd payment	$0.00	$1,280.14	$0.00
Taxes / mo	$656.42	$656.42	$656.42
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$98.64
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,732.18	$4,012.31	$4,336.54
Cash to close	$246,821	$54,800	$54,800