Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$6,263	$6,263	$116,910
Remaining term (yrs)	25.2	25.2	30.0
Secondary amount	$0	$110,647	$0
Funding fee	$0	$0	$0
Note rate	6.700%	6.700%	7.400%
Blended rate	7.550%	7.976%	7.640%
1st payment	$42.86	$42.86	$809.46
2nd payment	$0.00	$737.65	$0.00
Taxes / mo	$135.74	$135.74	$135.74
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$4.65	$4.65	$23.38
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$333.25	$1,070.90	$1,118.58
Cash to close	$123,637	$12,990	$12,990