Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$536,971	$536,971	$584,100
Remaining term (yrs)	13.5	13.5	30.0
Secondary amount	$0	$47,129	$0
Funding fee	$2,685	$2,685	$0
Note rate	5.820%	5.820%	7.400%
Blended rate	5.820%	6.077%	7.640%
1st payment	$4,754.73	$4,754.73	$4,044.19
2nd payment	$0.00	$353.46	$0.00
Taxes / mo	$540.83	$540.83	$540.83
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$116.82
HOA / mo	$367.00	$367.00	$367.00
Total monthly	$5,829.23	$6,182.69	$5,235.51
Cash to close	$112,029	$64,900	$64,900