Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$103,418	$103,418	$359,100
Remaining term (yrs)	28.0	28.0	30.0
Secondary amount	$0	$255,682	$0
Funding fee	$0	$0	$0
Note rate	6.350%	6.350%	7.400%
Blended rate	6.900%	7.505%	7.640%
1st payment	$658.45	$658.45	$2,486.34
2nd payment	$0.00	$1,651.28	$0.00
Taxes / mo	$126.25	$126.25	$126.25
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$48.50	$48.50	$71.82
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$983.20	$2,634.48	$2,834.41
Cash to close	$295,582	$39,900	$39,900