Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$101,132	$101,132	$170,100
Remaining term (yrs)	24.9	24.9	30.0
Secondary amount	$0	$68,968	$0
Funding fee	$0	$0	$0
Note rate	2.900%	2.900%	7.400%
Blended rate	3.750%	5.879%	7.640%
1st payment	$474.34	$474.34	$1,177.74
2nd payment	$0.00	$517.26	$0.00
Taxes / mo	$69.64	$69.64	$69.64
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$80.72	$80.72	$34.02
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$774.70	$1,291.96	$1,431.40
Cash to close	$87,868	$18,900	$18,900