Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$325,959	$325,959	$351,000
Remaining term (yrs)	28.7	28.7	30.0
Secondary amount	$0	$25,041	$0
Funding fee	$1,630	$1,630	$0
Note rate	6.860%	6.860%	7.400%
Blended rate	6.860%	7.013%	7.640%
1st payment	$2,164.56	$2,164.56	$2,430.25
2nd payment	$0.00	$187.81	$0.00
Taxes / mo	$421.75	$421.75	$421.75
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$70.20
HOA / mo	$6.25	$6.25	$6.25
Total monthly	$2,742.56	$2,930.36	$3,078.45
Cash to close	$64,041	$39,000	$39,000