Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$173,816	$173,816	$260,100
Remaining term (yrs)	22.5	22.5	30.0
Secondary amount	$0	$86,284	$0
Funding fee	$869	$869	$0
Note rate	4.410%	4.410%	7.400%
Blended rate	4.410%	5.933%	7.640%
1st payment	$1,014.02	$1,014.02	$1,800.88
2nd payment	$0.00	$647.13	$0.00
Taxes / mo	$412.08	$412.08	$412.08
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$52.02
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,576.10	$2,223.23	$2,414.98
Cash to close	$115,184	$28,900	$28,900