Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$146,245	$146,245	$229,410
Remaining term (yrs)	0.7	0.7	30.0
Secondary amount	$0	$83,165	$0
Funding fee	$0	$0	$0
Note rate	6.500%	6.500%	7.400%
Blended rate	7.050%	7.757%	7.640%
1st payment	$15,063.73	$15,063.73	$1,588.39
2nd payment	$0.00	$623.74	$0.00
Taxes / mo	$26.85	$26.85	$26.85
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$80.01	$80.01	$45.88
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$15,320.59	$15,944.32	$1,811.12
Cash to close	$108,655	$25,490	$25,490