Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$308,995	$308,995	$328,500
Remaining term (yrs)	25.9	25.9	30.0
Secondary amount	$0	$37,755	$0
Funding fee	$0	$0	$0
Note rate	5.300%	5.300%	7.400%
Blended rate	6.150%	6.773%	7.640%
1st payment	$1,826.57	$1,826.57	$2,274.47
2nd payment	$0.00	$373.62	$0.00
Taxes / mo	$304.17	$304.17	$304.17
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$232.99	$232.99	$65.70
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,513.73	$2,887.35	$2,794.33
Cash to close	$56,005	$18,250	$36,500