Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$3,907	$3,907	$179,910
Remaining term (yrs)	20.9	20.9	30.0
Secondary amount	$0	$176,003	$0
Funding fee	$0	$0	$0
Note rate	5.700%	5.700%	7.400%
Blended rate	6.550%	7.969%	7.640%
1st payment	$26.62	$26.62	$1,245.66
2nd payment	$0.00	$1,173.36	$0.00
Taxes / mo	$134.11	$134.11	$134.11
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$3.01	$3.01	$35.98
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$313.74	$1,487.10	$1,565.75
Cash to close	$195,993	$19,990	$19,990