Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$60,817	$60,817	$191,700
Remaining term (yrs)	11.5	11.5	30.0
Secondary amount	$0	$130,883	$0
Funding fee	$0	$0	$0
Note rate	5.880%	5.880%	7.400%
Blended rate	6.730%	7.597%	7.640%
1st payment	$601.33	$601.33	$1,327.29
2nd payment	$0.00	$872.55	$0.00
Taxes / mo	$150.75	$150.75	$150.75
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$71.97	$71.97	$38.34
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$974.05	$1,846.61	$1,666.38
Cash to close	$152,183	$21,300	$21,300