Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$238,606	$238,606	$296,100
Remaining term (yrs)	24.5	24.5	30.0
Secondary amount	$0	$57,494	$0
Funding fee	$1,193	$1,193	$0
Note rate	3.690%	3.690%	7.400%
Blended rate	3.690%	4.721%	7.640%
1st payment	$1,231.57	$1,231.57	$2,050.14
2nd payment	$0.00	$431.21	$0.00
Taxes / mo	$274.17	$274.17	$274.17
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$59.22
HOA / mo	$36.67	$36.67	$36.67
Total monthly	$1,692.41	$2,123.61	$2,570.19
Cash to close	$90,394	$32,900	$32,900