Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$189,965	$189,965	$314,910
Remaining term (yrs)	24.2	24.2	30.0
Secondary amount	$0	$124,945	$0
Funding fee	$950	$950	$0
Note rate	2.720%	2.720%	7.400%
Blended rate	2.720%	4.815%	7.640%
1st payment	$890.15	$890.15	$2,180.37
2nd payment	$0.00	$832.96	$0.00
Taxes / mo	$107.58	$107.58	$107.58
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$62.98
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,147.73	$1,980.70	$2,500.94
Cash to close	$159,935	$34,990	$34,990