Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$155,598$155,598$202,500
Remaining term (yrs)25.125.130.0
Secondary amount$0$46,902$0
Funding fee$778$778$0
Note rate2.980%2.980%7.400%
Blended rate2.980%4.374%7.640%
1st payment$731.34$731.34$1,402.07
2nd payment$0.00$351.77$0.00
Taxes / mo$187.50$187.50$187.50
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$40.50
HOA / mo$0.00$0.00$0.00
Total monthly$1,068.84$1,420.60$1,780.07
Cash to close$69,402$22,500$22,500