Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$201,686$201,686$270,000
Remaining term (yrs)23.323.330.0
Secondary amount$0$68,314$0
Funding fee$1,008$1,008$0
Note rate3.720%3.720%7.400%
Blended rate3.720%5.056%7.640%
1st payment$1,076.22$1,076.22$1,869.43
2nd payment$0.00$512.36$0.00
Taxes / mo$100.58$100.58$100.58
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$54.00
HOA / mo$248.00$248.00$248.00
Total monthly$1,574.81$2,087.16$2,422.01
Cash to close$98,314$30,000$30,000