Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$82,085	$82,085	$373,500
Remaining term (yrs)	33.5	33.5	30.0
Secondary amount	$0	$291,415	$0
Funding fee	$410	$410	$0
Note rate	6.700%	6.700%	7.400%
Blended rate	6.700%	7.519%	7.640%
1st payment	$512.34	$512.34	$2,586.04
2nd payment	$0.00	$1,882.06	$0.00
Taxes / mo	$345.83	$345.83	$345.83
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$74.70
HOA / mo	$24.00	$24.00	$24.00
Total monthly	$1,032.17	$2,914.23	$3,180.57
Cash to close	$332,915	$41,500	$41,500