Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$229,444	$229,444	$279,000
Remaining term (yrs)	25.5	25.5	30.0
Secondary amount	$0	$49,556	$0
Funding fee	$1,147	$1,147	$0
Note rate	4.420%	4.420%	7.400%
Blended rate	4.420%	5.233%	7.640%
1st payment	$1,246.98	$1,246.98	$1,931.74
2nd payment	$0.00	$371.67	$0.00
Taxes / mo	$258.33	$258.33	$258.33
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$55.80
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,655.31	$2,026.98	$2,395.87
Cash to close	$80,556	$31,000	$31,000