Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$148,540$148,540$319,500
Remaining term (yrs)15.515.530.0
Secondary amount$0$170,960$0
Funding fee$743$743$0
Note rate3.530%3.530%7.400%
Blended rate3.530%5.922%7.640%
1st payment$1,033.88$1,033.88$2,212.15
2nd payment$0.00$1,139.74$0.00
Taxes / mo$200.25$200.25$200.25
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$63.90
HOA / mo$23.00$23.00$23.00
Total monthly$1,407.13$2,546.86$2,649.30
Cash to close$206,460$35,500$35,500