Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$451,455	$427,410
Remaining term (yrs)	27.4	30.0
Secondary amount	$0	$0
Funding fee	$2,257	$0
Note rate	6.630%	7.400%
Blended rate	6.630%	7.640%
1st payment	$2,977.59	$2,959.30
2nd payment	$0.00	$0.00
Taxes / mo	$447.50	$447.50
Insurance / mo	$166.67	$166.67
MI / mo	$0.00	$85.48
HOA / mo	$70.00	$70.00
Total monthly	$3,661.75	$3,728.95
Cash to close	$23,445	$47,490