Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$272,070	$272,070	$463,500
Remaining term (yrs)	23.7	23.7	30.0
Secondary amount	$0	$191,430	$0
Funding fee	$1,360	$1,360	$0
Note rate	3.280%	3.280%	7.400%
Blended rate	3.280%	5.229%	7.640%
1st payment	$1,372.32	$1,372.32	$3,209.18
2nd payment	$0.00	$1,276.20	$0.00
Taxes / mo	$337.00	$337.00	$337.00
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$92.70
HOA / mo	$34.33	$34.33	$34.33
Total monthly	$1,910.31	$3,186.51	$3,839.88
Cash to close	$242,930	$51,500	$51,500