Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$44,623	$44,623	$287,910
Remaining term (yrs)	8.1	8.1	30.0
Secondary amount	$0	$243,287	$0
Funding fee	$0	$0	$0
Note rate	5.600%	5.600%	7.400%
Blended rate	6.450%	7.549%	7.640%
1st payment	$563.88	$563.88	$1,993.43
2nd payment	$0.00	$1,571.23	$0.00
Taxes / mo	$222.42	$222.42	$222.42
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$69.57	$69.57	$57.58
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,005.87	$2,577.10	$2,423.43
Cash to close	$275,277	$31,990	$31,990