Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$64,718	$64,718	$232,200
Remaining term (yrs)	18.1	18.1	30.0
Secondary amount	$0	$167,482	$0
Funding fee	$324	$324	$0
Note rate	4.040%	4.040%	7.400%
Blended rate	4.040%	6.896%	7.640%
1st payment	$418.20	$418.20	$1,607.71
2nd payment	$0.00	$1,116.55	$0.00
Taxes / mo	$215.00	$215.00	$215.00
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$46.44
HOA / mo	$70.00	$70.00	$70.00
Total monthly	$853.20	$1,969.75	$2,089.15
Cash to close	$193,282	$25,800	$25,800