Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$247,641	$247,641	$315,000
Remaining term (yrs)	24.2	24.2	30.0
Secondary amount	$0	$67,359	$0
Funding fee	$1,238	$1,238	$0
Note rate	2.710%	2.710%	7.400%
Blended rate	2.710%	4.055%	7.640%
1st payment	$1,159.15	$1,159.15	$2,181.00
2nd payment	$0.00	$505.19	$0.00
Taxes / mo	$212.50	$212.50	$212.50
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$63.00
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,521.65	$2,026.84	$2,606.50
Cash to close	$102,359	$35,000	$35,000