Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$235,911	$235,911	$387,000
Remaining term (yrs)	22.0	22.0	30.0
Secondary amount	$0	$151,089	$0
Funding fee	$1,180	$1,180	$0
Note rate	4.600%	4.600%	7.400%
Blended rate	4.600%	5.927%	7.640%
1st payment	$1,419.23	$1,419.23	$2,679.51
2nd payment	$0.00	$1,007.26	$0.00
Taxes / mo	$363.92	$363.92	$363.92
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$77.40
HOA / mo	$31.50	$31.50	$31.50
Total monthly	$1,964.64	$2,971.90	$3,302.33
Cash to close	$194,089	$43,000	$43,000