Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$157,720	$157,720	$480,600
Remaining term (yrs)	20.3	20.3	30.0
Secondary amount	$0	$322,880	$0
Funding fee	$789	$789	$0
Note rate	4.200%	4.200%	7.400%
Blended rate	4.200%	6.585%	7.640%
1st payment	$959.79	$959.79	$3,327.58
2nd payment	$0.00	$2,085.27	$0.00
Taxes / mo	$445.00	$445.00	$445.00
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$96.12
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,571.46	$3,656.73	$4,035.36
Cash to close	$376,280	$53,400	$53,400