Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$138,342	$138,342	$243,000
Remaining term (yrs)	25.4	25.4	30.0
Secondary amount	$0	$104,658	$0
Funding fee	$692	$692	$0
Note rate	3.550%	3.550%	7.400%
Blended rate	3.550%	5.467%	7.640%
1st payment	$687.81	$687.81	$1,682.48
2nd payment	$0.00	$697.72	$0.00
Taxes / mo	$225.00	$225.00	$225.00
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$48.60
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,062.81	$1,760.53	$2,106.08
Cash to close	$131,658	$27,000	$27,000