Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$189,075$189,075$368,910
Remaining term (yrs)20.920.930.0
Secondary amount$0$179,835$0
Funding fee$945$945$0
Note rate3.900%3.900%7.400%
Blended rate3.900%5.899%7.640%
1st payment$1,100.18$1,100.18$2,554.26
2nd payment$0.00$1,198.90$0.00
Taxes / mo$193.67$193.67$193.67
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$73.78
HOA / mo$265.00$265.00$265.00
Total monthly$1,708.84$2,907.74$3,236.71
Cash to close$220,825$40,990$40,990