Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$105,590	$105,590	$135,000
Remaining term (yrs)	24.5	24.5	30.0
Secondary amount	$0	$29,410	$0
Funding fee	$528	$528	$0
Note rate	3.050%	3.050%	7.400%
Blended rate	3.050%	4.346%	7.640%
1st payment	$509.17	$509.17	$934.71
2nd payment	$0.00	$220.58	$0.00
Taxes / mo	$178.33	$178.33	$178.33
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$27.00
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$837.50	$1,058.08	$1,290.05
Cash to close	$44,410	$15,000	$15,000