Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$233,640$233,640$331,200
Remaining term (yrs)25.125.130.0
Secondary amount$0$97,560$0
Funding fee$0$0$0
Note rate3.110%3.110%7.400%
Blended rate3.960%5.445%7.640%
1st payment$1,114.02$1,114.02$2,293.16
2nd payment$0.00$731.70$0.00
Taxes / mo$214.33$214.33$214.33
Insurance / mo$150.00$150.00$150.00
MI / mo$184.56$184.56$66.24
HOA / mo$70.00$70.00$70.00
Total monthly$1,732.91$2,464.61$2,793.74
Cash to close$134,360$36,800$36,800