Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$467,238	$454,500
Remaining term (yrs)	29.1	30.0
Secondary amount	$0	$0
Funding fee	$2,336	$0
Note rate	6.340%	7.400%
Blended rate	6.340%	7.640%
1st payment	$2,929.38	$3,146.87
2nd payment	$0.00	$0.00
Taxes / mo	$420.83	$420.83
Insurance / mo	$166.67	$166.67
MI / mo	$0.00	$90.90
HOA / mo	$39.58	$39.58
Total monthly	$3,556.46	$3,864.85
Cash to close	$37,762	$50,500