Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$97,409$97,409$238,500
Remaining term (yrs)19.619.630.0
Secondary amount$0$141,091$0
Funding fee$0$0$0
Note rate3.660%3.660%7.400%
Blended rate4.510%6.575%7.640%
1st payment$577.90$577.90$1,651.33
2nd payment$0.00$940.61$0.00
Taxes / mo$238.67$238.67$238.67
Insurance / mo$150.00$150.00$150.00
MI / mo$89.37$89.37$47.70
HOA / mo$137.00$137.00$137.00
Total monthly$1,192.94$2,133.54$2,224.69
Cash to close$167,591$26,500$26,500