Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$118,722	$118,722	$197,100
Remaining term (yrs)	22.2	22.2	30.0
Secondary amount	$0	$78,378	$0
Funding fee	$594	$594	$0
Note rate	4.600%	4.600%	7.400%
Blended rate	4.600%	6.350%	7.640%
1st payment	$709.61	$709.61	$1,364.68
2nd payment	$0.00	$587.84	$0.00
Taxes / mo	$178.17	$178.17	$178.17
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$39.42
HOA / mo	$218.00	$218.00	$218.00
Total monthly	$1,255.78	$1,843.62	$1,950.27
Cash to close	$100,278	$21,900	$21,900