Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$133,587$133,587$620,910
Remaining term (yrs)28.328.330.0
Secondary amount$0$487,323$0
Funding fee$0$0$0
Note rate6.690%6.690%7.400%
Blended rate7.240%7.640%7.640%
1st payment$876.38$876.38$4,299.06
2nd payment$0.00$3,147.29$0.00
Taxes / mo$306.08$306.08$306.08
Insurance / mo$166.67$166.67$166.67
MI / mo$62.31$62.31$124.18
HOA / mo$50.00$50.00$50.00
Total monthly$1,461.44$4,608.74$4,945.99
Cash to close$556,313$68,990$68,990